{"id":163,"date":"2023-08-24T16:29:41","date_gmt":"2023-08-24T15:29:41","guid":{"rendered":"https:\/\/blogs.tees.ac.uk\/vibelondon\/?p=163"},"modified":"2023-08-25T08:35:44","modified_gmt":"2023-08-25T07:35:44","slug":"money-saving-tips-from-not-a-money-saving-expert","status":"publish","type":"post","link":"https:\/\/blogs.tees.ac.uk\/vibelondon\/2023\/08\/24\/money-saving-tips-from-not-a-money-saving-expert\/","title":{"rendered":"Money saving tips from not a money saving expert"},"content":{"rendered":"

So, you\u2019re about to start uni and you\u2019re probably starting to get a bit anxious about budgeting. Don\u2019t worry if you\u2019re not \u2013 you\u2019re not missing out on much. But if you are, then you\u2019re not alone. With the ongoing cost-of-living crisis, money is at the forefront of everyone\u2019s minds.<\/p>\n

I\u2019m no money-saving expert, I\u2019m just someone who went to university, messed up my finances and learnt some valuable lessons from it. Here\u2019s what I\u2019ve figured out about getting the most out of your cash.<\/p>\n

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  1. Roundups and rainy days<\/strong><\/li>\n<\/ol>\n

    Some banking apps offer you a roundup of your purchases. This is an ideal way to save money gradually without even realising you\u2019re doing it. Plus, some apps even have a rainy-day function where you save money every time it rains, which in the UK, it soon adds up.<\/p>\n

      \n
    1. Cash is key<\/strong><\/li>\n<\/ol>\n

      The best and simplest way to budget is to go old school. Set yourself a weekly budget and take that out in cash to pay your way through the week. This makes sure that you have to stick to your financial limits. Even though, post-Covid, fewer places accept cash, you can always adapt this if your bank allows for saving pots to help you allocate your weekly funds.<\/p>\n

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      1. Bulk buy and meal plan<\/strong><\/li>\n<\/ol>\n

        A simple bolognese sauce can keep you fed for a week in different guises. Cook a big pot of spaghetti bolognese on a Monday evening and portion it out for the rest of the week. You could add a little spice to make a chilli for Tuesday, add gravy for cottage pie on Wednesday, mince and dumplings on Thursday and finish off the week with a classic lasagne. I\u2019m not saying it\u2019s pretty, I\u2019m not saying it\u2019s fun, but it is efficient. You\u2019ll save money and have some extra cash to treat yourself on weekends.<\/p>\n

          \n
        1. Student discounts<\/strong><\/li>\n<\/ol>\n

          Yes, fewer places do seem to be offering discounts now, but you can still find a bargain, particularly if you need a new pair of trainers or a going-out top. So get signed up to all the apps and schemes, and check them all for the best deal before you buy.<\/p>\n

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          1. Avoid the overdraft<\/strong><\/li>\n<\/ol>\n

            Sure you\u2019ve got a great deal on your student overdraft but trust me \u2013 stay out of it if you can. An overdraft is there for emergencies, not for \u2018treat yourself\u2019 days so avoid it. They can be hard to pay off when you don\u2019t have the safety net of a student loan.<\/p>\n

            All in all, try not to stress too much about money when you\u2019re studying, just remember to ask for help as soon as you realise you need it. Don\u2019t suffer in silence.<\/p>\n

            By Oli Welham<\/p>\n","protected":false},"excerpt":{"rendered":"

            So, you\u2019re about to start uni and you\u2019re probably starting to get a bit anxious about budgeting. Don\u2019t worry if you\u2019re not \u2013 you\u2019re not missing out on much. But if you are, then you\u2019re not alone. With the ongoing […]<\/p>\n","protected":false},"author":23134,"featured_media":164,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_jetpack_memberships_contains_paid_content":false},"categories":[6],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/blogs.tees.ac.uk\/vibelondon\/files\/2023\/08\/Money-saving-tips.png","_links":{"self":[{"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/posts\/163"}],"collection":[{"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/users\/23134"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/comments?post=163"}],"version-history":[{"count":1,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/posts\/163\/revisions"}],"predecessor-version":[{"id":165,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/posts\/163\/revisions\/165"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/media\/164"}],"wp:attachment":[{"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/media?parent=163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/categories?post=163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.tees.ac.uk\/vibelondon\/wp-json\/wp\/v2\/tags?post=163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}